Can India create the conditions for micro enterprises and self-employed to go cashless?

Challenges, adaptations and opportunities for auto-rickshaw transport services

This policy briefing addresses inequalities in the use of financial technologies as many self-employed individuals and micro enterprises (MEs) struggle to adapt to the rapid onset of cashless economies.

It explains how exclusion occurs, and who is involved. Appropriate ways to ensure transitions to less-cash-based economies are recommended for economic, urban, transport and labour policymakers, ‘fintech’ regulators and companies, platform aggregators, and civic society who engage with labour policy and standards.